HBL Personal Loan

Achieve your financial goals with HBL Personal Loan - offering high financing limits, flexible repayment options, and complimentary insurance coverage.

Loan Amount

Up to PKR 3 Million

Tenure

12 to 48 Months

Monthly Salary

Min. PKR 35,000

Key Features

High Financing

Up to PKR 3,000,000

Flexible Tenure

Repayment tenure from 12 to 48 months

No Security

No security or guarantees required

Top-up Facility

Available after 12 months

Free Insurance

Complimentary life insurance coverage

Quick Processing

Fast approval and disbursement

Eligibility Criteria

Salaried individuals with salary credited to an HBL account
Age: 21-61 years at the time of loan maturity
Minimum Monthly Salary: PKR 35,000+
Minimum 6 months with current employer
Permanent employment status
Clean credit history

Required Documents

Verified CNIC copy

Verified salary slip copy

Letter from Employer (if applicable)

Bank statements for the last 6 months

Latest utility bill as address proof

Two recent passport size photographs

Ready to Apply?

Get your HBL Personal Loan approved in just a few steps