About HBL Personal Financing
Habib Bank Limited, Pakistan's largest private sector bank, offers innovative personal financing solutions with digital convenience. Apply through our mobile app or visit any branch for personalized service and competitive rates.
Market Leader
Pakistan's largest private bank
Digital Banking
Apply via mobile app
24-Hour Approval
Quick processing and approval
Available Loan Products
HBL PersonalLoan
Comprehensive personal financing solution
ReadyCash
Instant cash for immediate needs
Digital Application Process
Mobile App Features
- • Complete application on mobile
- • Upload documents digitally
- • Real-time status tracking
- • 24-hour approval process
- • Direct disbursement to account
General Requirements
- • Age: 21-60 years
- • Pakistani nationality
- • Net income ≥ PKR 35,000
- • Valid CNIC
- • HBL account (existing or new)
Special Offers
Female Applicant Discount
Female applicants get special processing fee discounts on HBL PersonalLoan
Existing Customer Benefits
HBL account holders enjoy preferential rates and faster processing
Ready to Apply for HBL Financing?
Experience Pakistan's most trusted banking with HBL's comprehensive personal financing solutions. Get approved within 24 hours with our digital-first approach.